Friday, July 25, 2008

Tips for Saving Money On Electricity



According to the United States Department of energy, the average household spends about $1,300 on electricity annually. This is a lot of money and things such as the weather; the types of lights used and the frequent use of appliances are the deciding factors.

Can anything be done to make this go down? The answer is yes. By reading these tips, the money saved can be used for other expenses.

1. The weather surely gets hot in the summer. It could go up to 90 degrees or higher and the only way to stay cool is using an air conditioner. People should use curtains and shades to reduce the effort of this appliance in cooling the room under these hot conditions.

The doors and windows in the house must also be closed so the air doesn’t go out enabling it to circulate in the designated area. The filters of this household appliance should be cleaned every 3 months to keep it in good condition.

2. The wattage of the bulbs determines how much electricity is consumed. These should be checked because there are some brands available that are just as bright as others that don’t use a lot of power.

3. If there is no one in the room, the lights and other appliances such as the computer must be turned off. This can help prevent overloads or short circuits from happening that may start a fire in the home.

4. Many households have washers and dryers. If the practice is to do the laundry every other day, perhaps doing this twice a week when the load is full is advisable. This can also save some money when paying for gallons of water used during the month.

5. The refrigerator and freezer should be defrosted and cleaned every 2 weeks. This prevents the ice from getting too thick which may cause this machine to break down.

6. People have to cook in order to eat. The person can try using range top burners instead of ovens that use up a lot of electricity.

7. People who live in cold climates need a heater to warm the home. A blanket can be use to wrap around it to lessen the power used inside and while taking a shower.

There are many things that people pay for when owning a home. The homeowner can monitor the electric bills the few past months and see if the steps taken has shown improvements when the next one arrives.

Thursday, July 17, 2008

Tips On How To Save Money While Traveling

You can enjoy your travels without having to spend more than what you can afford. Besides, traveling doesn't have to be very expensive, especially if you are miles away from home. Doing so can put a great impact on your finances and can drain your money even before you are scheduled to fly back home.

Here are some economical tips to keep you on track and enjoy your travel with more money in your pocket.

1. Try to make a budget first

Before you start your travel or after arriving at your destination, it is best to have a good budget with you. Try to set a budget for the week. In this way, you get to keep your expenses and finances tightly intact. For instance, if your budget for the week is only $100, try to stick to it.

Without a budget, you will be tempted to buy this and that.

2. Have a map

To save more money on your transportation expenses, always have a map with you. In this way, you can anticipate the best and the most economical way to your destination. You get to avoid taking cabs or special trips just to get to your destination.

3. Bring your own gadgets

To save more while traveling, it is best that you have brought every gadget or item that you will need. In this way, you can cut back on the cost of having to rent some of the gadgets that you might use.

For example, try to bring your own camera instead of getting your pictures taken by a local photographer. With a good camera, you can take pictures you want without having to worry about extra charges.

4. Do your homework

Before you head to your destination, it is best that you know something about the place. This will allow you to steer clear from unnecessary spending while on travel. Places may differ depending on the area’s pattern of living.

For example, if the place you are about to visit has a luxurious type of living, it is best to keep track of your expenses to save more money. Try not to spend on things that aren't necessary to avoid going overboard on your budget.

Things like these can be very helpful to save more money even if you travel to places were the standard of living is expensive. It only takes a smart traveler to do so.